About Meridian Bank
Meridian Bank is a digital-first institution built around one principle: every dollar that moves is reviewed, recorded and explainable. Accounts open in minutes, transfers settle the moment a reviewer clears them, and every action lands in an immutable audit trail you can read yourself.
Banking details
- Legal name
- Meridian Bank, N.A.
- Routing number (ABA)
- 071925403
- SWIFT / BIC
- MERDUS33XXX
- Account number format
- ACC + 10 digits
- Settlement currency
- USD
- Headquarters
- 1 Meridian Plaza, Suite 2400, Chicago, IL 60601
- Support
- support@mymeridian.world · +1 (888) 637-4342
- Service hours
- Online 24/7 · Human support 7am–9pm CT daily
Accounts we offer
Checking
Everyday spending, instant internal transfers, no minimum balance.
Savings
Set money aside with the same instant transfer rails and hold protection.
Business
Higher review thresholds, multi-account structure and full ledger export.
Limits and approvals
- Single deposit
- Up to $100,000,000
- Single internal transfer
- Up to $100,000,000
- Withdrawals
- Per-transaction, daily and monthly thresholds set by risk policy
- Review trigger
- Every deposit, transfer and withdrawal is reviewed before it posts
How we protect your money
Every request is scored for fraud risk on the amount, frequency and recipient before a human reviewer sees it. Funds are held — never silently moved — while a request is pending, one-time codes authorise withdrawals, and row-level security means no customer can ever read another customer's records. More detail lives on our security page.